Layaway Policies

Layaway Policies

Layaway Policy - All layaways are subject to a 25% down payment.  A customer may choose from a three month or a six month payment plan.  Three month agreements are subject to a minimum of $250 and a six month agreement must exceed $800 before taxes or any other charges are applied.  Payments must be made within the stated time limit or risk the loss of the down payment.  The payments are to be made monthly beginning one month from the date of the sale.   Failure to do so will result in a broken contract and a loss of down payment.  Any other monies paid will be credited to your account and placed towards another purchase.  Any changes made to a layaway will result in a 15% re-stocking fee from the original purchase.  No exchanges can be made to a less expensive item.  
Layaways are subject to storage fees after the allotted time period.  Fees may vary according to the product but will be a minimum or $40 per month. 
No refunds on any layaway purchases.  

Simplicity Program:
Would you like us to make automatic withdrawals from your credit or debit card?   Life can be hectic, running all over the place and trying to remember certain bills.  We have installed a plan to help you with the craziness of life.  We can make the installment payments monthly for you, which simplifies your busy lifestyle.  This is an agreement that allows us to draft the 3 payments or 6 payments from your desired card for the selected period of time and keeps you from having to come by to make your payment.